Carrington

Carrington Wholesale is a wholesale mortgage lender that specialises in Non-QM (Non-Qualified Mortgage) products - loans designed for creditworthy borrowers whose financial circumstances fall outside conventional underwriting guidelines. Founded in 2007, the firm serves self-employed professionals, real estate investors and borrowers with complex or non-traditional income structures, working through mortgage brokers rather than lending directly to consumers.

The company's product line is anchored by its Non-QM Mortgage Solutions, which apply flexible qualification criteria to borrowers with irregular earnings or layered finances. Alongside these, the First Look Advantage programme gives brokers an early-look option, allowing them to present borrowers with a wider range of solutions and fewer obstacles in the path to homeownership. The emphasis throughout is on adaptability and on reducing friction in the loan process.

Licensed in 49 states and Washington D.C., Carrington Wholesale operates at national scale. It is a subsidiary of Carrington Holding Company, LLC, which provides integrated real estate services across the lending lifecycle. The firm describes its orientation as both mission-driven - broadening access to homeownership for borrowers underserved by conventional lending - and broker-centric, aimed at helping mortgage professionals extend their reach, build pipelines and close more loans.