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Perch Mortgage Brokerage

Toronto-based digital mortgage brokerage and fintech firm, founded 2018, using technology and automation to help Canadians compare mortgages and manage homeownership.

Perch Mortgage Brokerage is a Toronto-based digital mortgage brokerage and fintech company founded in 2018. Originally established as Mortgauge before rebranding to Perch, the company applies technology and automation to mortgage lending and real estate, with the stated aim of helping Canadians navigate homeownership and build wealth through property.

The company's technical work spans fintech, mortgage technology, automation, data analytics and personalisation, and digital brokerage platforms. Two products sit at the centre of its offering. The Perch Platform is a homeownership platform providing tools to find mortgage products and make data-driven decisions across home purchases, mortgage renewals and refinancing. Pathfinder lets Canadians instantly shop and compare mortgage offers from multiple lenders.

Perch's operations are supported by a network of over 20 lenders. The company reports same-day pre-approvals in as little as 20 minutes and mortgage approvals within 48 hours. It operates in Canada, including Toronto, Ontario and Quebec, across the mortgage lending, real estate and financial services sectors.

The company describes itself as mission-driven, with an emphasis on empowering Canadians to make more informed real estate investment decisions and on making homeownership more accessible.

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