American Income Life

American Income Life Insurance Company sells life insurance and supplemental health benefits to working-class families, distributing its products largely through relationships with labour unions. Founded in 1951 and headquartered in Waco, Texas, the company operates in the United States, Canada and New Zealand, and states that it has been protecting working families since its inception.

Its product line includes affordable life insurance, accident coverage and supplemental health benefits aimed at working households. A Special Risk Division writes blanket accident policies for youth-serving organisations, among them 4-H and Cooperative Extension programmes, summer camps, TRIO and GEAR UP schemes, student and youth travel providers, and colleges and universities.

The company describes its purpose in terms of helping families maintain financial protection against adverse events, including preserving homes, funding children's education and passing on a financial legacy. It emphasises trust as the basis of its business and cites a commitment to ethics and integrity in decisions affecting policyholders, employees, field representatives and shareholders.