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National Guardian Life

Independent life insurer founded in 1909 in Madison, Wisconsin, offering preneed, individual life, annuities, long-term care and health benefit products to American families.

National Guardian Life Insurance Company (NGL) is an independent American life insurer founded in 1909 and headquartered in Madison, Wisconsin. It is licensed in 49 states and the District of Columbia, and reports serving more than 2.5 million families. The company holds an A (Excellent) financial strength rating from AM Best.

Its products span several lines of coverage. These include Preneed Life Insurance, intended to help families prepare for end-of-life expenses, and Individual Life and Annuities, alongside Long-Term Care Insurance. A range of health benefits complements the core life business: vision insurance, dental insurance and hospital indemnity coverage.

NGL describes its mission as providing financial stability and peace of mind to American families, with an emphasis on collaboration, compassion and delivering on promises across generations. The company notes an independent structure and more than a century of service as defining features of its organisation.

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