Experian

Experian is one of the world's leading credit reporting agencies, applying data analytics and technology to three broad tasks: helping lenders make lending decisions, helping businesses prevent fraud, and helping consumers manage their financial health. The company is headquartered in Dublin, Ireland, and operates in 32 countries with a workforce of 23,300. Its stated purpose is to unlock the power of data to help create a better tomorrow, with a stated emphasis on financial inclusion for people excluded from credit by thin files or outdated lending practices.

Technical work spans data analytics, credit risk modelling and management, fraud detection and prevention, identity theft protection, decisioning automation, credit reporting and scoring, marketing targeting and offer optimisation, software platforms and data asset management. Products include credit risk management solutions for lenders, marketing targeting solutions, decisioning automation platforms and fraud prevention solutions for businesses, and free credit monitoring, identity theft protection and credit-building tools sold directly to consumers.

The company serves customers across financial services, healthcare, automotive and insurance. It processes and analyses large volumes of data, and reports that millions of people each year use its services to access credit, protect their identities and reach financial goals. Its approach combines proprietary data assets with advanced analytics and software platforms.