I am a results-driven Credit Risk and Recovery professional with experience in credit assessment, financial analysis, portfolio monitoring, debt collection, asset recovery, and client relationship management. I assess creditworthiness, analyze financial information, support underwriting decisions, monitor repayments, maintain credit reports, and ensure KYC and regulatory compliance. My experience also includes resolving client concerns, managing investment relationships, overseeing business operations, coordinating teams, and preparing performance reports. I bring strong analytical, communication, decision-making, problem-solving, and relationship management skills, along with hands-on experience in financial services, asset management, sales, and business operations.
Experience
Credit and Risk Analyst/Recovery & Collection Officer
AIICO Capital FinanceOct 2025 – Aug 2026
I assessed client creditworthiness, analyzed financial information, applied KYC requirements, prepared credit bureau reports, set credit limits using organizational DTI, and monitored disbursement and repayment schedules. I managed recovery and collections through payment reminders, PTP follow-up, address verification, collateral monitoring, GPS tracker setup, delinquent-client visits, and asset recovery. I also conducted personnel interviews and prepared departmental bi-monthly reports.
Client Relationship Officer (Asset Management)/Client Services
Aiico Capital LimitedOct 2024 – Oct 2025
I ensured compliance with SEC and organizational regulations while receiving, investigating, and resolving multifaceted client complaints. I followed up on outstanding client issues, prepared weekly performance reports, and advised prospective clients on suitable investment options across the company’s mutual fund products.
Managing Director
AAA Commercial FarmMar 2022 – Jun 2024
I oversaw all farm activities, including the acquisition of day-old chicks and bi-weekly vaccination. I managed daily inventories and stock headcounts, and participated in the marketing and sale of farm products and stock.
Client Relationship Officer
Dangote Cement (Fakob and Sons NG Ltd)Apr 2020 – Feb 2022
I cleared trucks and managed stock at the depot using authorized ATCs. I marketed and sold cement products while handling client complaints and resolving disputes.
Lounge Manager & F&B Supervisor
Grand Capital Hotel/Vegas LoungeJan 2019 – Mar 2020
I maintained stock books, updated inventories, and conducted physical stock confirmations. I trained waiters, waitresses, and kitchen staff bi-weekly; briefed subordinates daily; prepared reports; proposed management innovations; and ensured staff compliance with company policies.
Education
B.Tech, Animal Science
Ondo, Nigeria.
NYSC
Ikole Ekiti, Ekiti, Nigeria.
Masters of Business Administration (M.B.A)
Lagos, Nigeria.
Skills
Languages
- English
- Full professional proficiency