Vitt

Vitt is a London-based fintech company founded in 2022 that provides non-dilutive financing to SaaS companies. Its platform advances up to 12 months of contracted recurring revenue upfront, allowing founders to access capital without diluting their equity. Applications take roughly five minutes, with financing offers returned within 24 hours. The company exited stealth in 2022 with a $15m pre-seed round and has since raised a total of €16m across debt and equity, reporting week-on-week growth of over 15% and customer startups that have raised hundreds of millions in financing.

Two products define the technical work. The Vitt Financing Platform covers credit underwriting and financial risk modelling for recurring-revenue businesses, requiring systems that ingest subscription and billing data and price risk on contracted rather than historical revenue. Vitt Treasury, launched in December 2023, is a cash-management product that lets startups earn returns on idle cash - up to 5.07% - built on Money Market Fund products managed by Goldman Sachs Asset Management, with assets held by an FCA-regulated custodian. Engineering therefore spans fintech infrastructure, SaaS revenue-based financing, credit and risk modelling, and cash and treasury management, including integration with regulated fund and custody rails.

The company is backed by Better Tomorrow Ventures, Speedinvest, and angel investors including Max, founder of N26. It operates from London, United Kingdom, and works with SaaS companies and startups as its primary verticals.