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Affirm is a buy now, pay later fintech founded in 2012, offering transparent, fee-free installment loans at the point of sale across the US, Canada and the UK.
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EZCORP
EZCORP provides pawn loans, short-term cash advances and pre-owned merchandise retail across the U.S., Canada, Mexico and Latin America, backed by mobile, payments and loyalty technology.
EZCORP is a provider of pawn loans and short-term cash advances secured by personal property, serving customers in the United States, Canada, Mexico and across Latin America. Founded in 1989 with 16 pawn stores in Austin, Texas, the company now operates hundreds of locations under multiple brands and employs more than 6,000 people. Its stated mission is to be the First and Best Choice for Customers' Short-term Cash Needs and Quality Pre-owned Goods, with a focus on financial services for underserved markets.
Alongside pawn lending and a retail business selling pre-owned merchandise - including gold and diamond jewellery, electronics, tools, musical instruments and sporting goods - EZCORP has built out digital products for its customer base. Technical work spans fintech and mobile app development, digital payments and account management, and customer rewards and loyalty platforms. The EZ+ app lets customers manage pawn transactions, earn rewards points and make payments from anywhere.
The company's stated approach combines a founding vision of accessible financial services with continued investment in evolving customer solutions. Operations span short-term consumer credit, alternative financial services and secondhand merchandise retail across North and Latin America.
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